PNB Finance & Industries Limited (PNBFI) is a non-banking financial company engaged in various financial services such as providing loans, advances, and other financial products. It is part of the Punjab National Bank group and operates with a focus on supporting the financial needs of individuals and businesses. PNBFI offers a range of financial solutions including personal loans, business loans, and other related services. The company aims to cater to the diverse financial requirements of its customers and contribute to their financial well-being.
PNB Finance & Industries Limited was incorporated in the year 1894 under the name & style of The Punjab National Bank Limited. The Banking business was compulsorily acquired by Central Government under Banking Companies (Acquisition & Transfer of Undertakings) Act, 1970 and the name of the Company changed to PNB Finance Limited in the year 1976.
The Company forayed into the business of investment in shares, debentures, bonds, units & other securities and got its name changed to PNB Finance & Industries Limited in 1981. In the year 1998, the Company got registered with the Reserve bank of India as a Non-Banking Financial Company. The Company is listed with Delhi Stock Exchange and Calcutta Stock Exchange.
Products and Services offered by PNB Finance & Industries Limited
PNB Finance & Industries Limited offers a range of financial products and services including:
- Personal Loans: PNBFI provides personal loans to individuals for various purposes such as education, medical expenses, travel, or any other personal need.
- Business Loans: The company offers financing solutions for businesses, including term loans, working capital loans, and other financial products to support the growth and development of enterprises.
- Vehicle Loans: PNBFI may provide financing options for the purchase of vehicles, including cars and commercial vehicles.
- Mortgage Loans: PNBFI may offer mortgage loans for individuals looking to purchase or construct residential or commercial properties.
- Gold Loans: The company may provide loans against gold assets, offering a quick and convenient financing option for customers.
- Other Financial Services: PNBFI may also offer services such as insurance products, investment products, and other financial solutions tailored to the needs of its customers.
It’s important to note that the specific product offerings may vary based on the company’s policies and the prevailing regulatory framework. For detailed information, it’s recommended to directly contact PNB Finance & Industries Limited or visit their official website.
PNB Finance & Industries Limited Unlisted Shares Details:
| Total Available Shares: | 22 |
| Face Value: | ₹ 10 Per Equity Share |
| ISIN: | INE057F01011 |
| Lot Size: | 10 Shares |
| Current Unlisted Share Price: | ₹ 6800 Per Equity Share |
Shareholding Pattern:
| Name of the shareholder | Shareholding (As on March 31, 2019) | % of shares |
| Artee Viniyoga Limited | 8,01,710 | 25.05 |
| Ashoka Viniyoga Limited | 6,51,660 | 20.37 |
| Camac Commercial Company Limited | 5,20,000 | 16.25 |
| Samir Jain | 5,18,827 | 16.21 |
| Meera Jain | 1,96,000 | 6.13 |
| Combine Holding Limited | 1,61,437 | 5.05 |
| Indu Jain | 77,604 | 2.43 |
| Shri Parasram Holdings Pvt. Limited | 21,909 | 0.68 |
| State Bank of India | 40,000 | 0.63 |
Financials of PNB Finance & Industries Limited Unlisted Shares:
(Figures in Lakhs)
| Year | Revenue | EBITDA | OPM | PAT | NPM | Shares | F.V. | EPS | NW | RONW |
| 2016 | 1,864 | 1,815 | 97% | 1,579 | 85% | 32 | 10 | 49 | 10,111 | 16% |
| 2017 | 688 | 603 | 88% | 572 | 83% | 32 | 10 | 17 | 10,603 | 5% |
| 2018 | 1,538 | 1,470 | 96% | 1,256 | 82% | 32 | 10 | 39 | 11,796 | 11% |
| 2019 | 1,842 | 1,781 | 97% | 1,600 | 87% | 32 | 10 | 50 | 13,373 | 12% |
| 2020 | 1651 | 1531 | 93% | 1271 | 76% | 32 | 10 | 41 | 298713 | 0.4% |
| 2021 | 712 | 576 | 80% | 13284 | >100% | 32 | 10 | 14 | 315413 | 4.21% |
| 2022 | 1561 | 1359 | 87% | -5136 | NA | 32 | 10 | NA | 310671 | NA |
TOP Investments of PNB FINANCE AND INDUSTRIES LIMITED
| Quoted | |||
| Name of the Company | No. of Shares | Share Value as on 12.10.2022 | Value as on 12.10.2022 |
| HDFC Bank Ltd. | 24,38,280 | 1410 | 343 Cr |
| Unquoted | |||
| Name of the Company | No. of Shares | Share Value as on 12.10.2022 | Value as on 12.10.2022 |
| Bennett, Coleman & Co Ltd. | 5,22,97,848 | NA | NA |
Annual Reports
PNB Finance & Industries Limited Annual Report 2021-2022
PNB Finance & Industries Limited Annual Report 2020-2021
(Only the headline and picture of this report may have been reworked by the ShareMantras staff; the rest of the content is auto-generated from a syndicated feed.)